
Ideally a young working adult should be able to comfortably save
about 10% of his or her income. The individual should then be
disciplined enough to save this amount without touching or tapping
into it for unnecessary and frivolous expenditure. If this is
successfully achieved then the individual would be able to venture
into other types of commitments on a long term basis without the
probability of defaulting at the first sign of a challenge or trouble.





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